Terms of Service

1 Acceptance of Terms

By accessing or using velvetandtimber.com ("the Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please stop using the Site. We may update these terms at any time; continued use constitutes acceptance.

2 What We Provide

VelvetAndTimber offers a collection of free, browser-based utility tools for text processing, calculation, conversion, and generation. All tools are provided on an "as-is" and "as-available" basis for personal and professional use.

We do not guarantee that any tool will be available at all times, error-free, or perfectly accurate for every use case. Always verify critical calculations independently.

3 Permitted Use

You may use VelvetAndTimber for any lawful personal, educational, or commercial purpose. You agree not to:

• Attempt to scrape, crawl, or otherwise harvest data from the Site at scale
• Use automated tools to overload or disrupt our servers
• Attempt to reverse-engineer, copy, or create derivative products based on our tools
• Use the Site in any way that violates applicable laws or regulations
• Misrepresent your identity or affiliation with any person or organization

4 Intellectual Property

All content on VelvetAndTimber — including but not limited to the design, layout, code, graphics, text, and tool logic — is the intellectual property of VelvetAndTimber and is protected under applicable copyright and trademark laws.

You may share links to our tools and quote short excerpts from our blog posts for commentary, education, or reference, provided you credit VelvetAndTimber and link back to the original page. You may not reproduce substantial portions of our content without written permission.

5 No Warranties

VelvetAndTimber's tools are provided without warranty of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that results will be accurate, complete, or suitable for your specific needs.

In particular: our health tools (such as BMI) are for informational use only and are not a substitute for professional medical advice. Our financial tools (such as the loan calculator) provide estimates only and are not a substitute for advice from a qualified financial professional.

6 Limitation of Liability

To the fullest extent permitted by law, VelvetAndTimber and its owners, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or its tools.

Our total liability to you for any claim arising from your use of the Site shall not exceed the amount you paid to use it — which is zero, since the Site is free.

7 Third-Party Services

We may link to or display content from third parties (such as Google AdSense). We are not responsible for the content, policies, or practices of any third-party service. Third-party use of your data is governed by their own privacy policies.

8 Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising under these Terms shall be resolved through good-faith negotiation first, and if unresolved, through appropriate legal channels.

9 Contact

Questions about these Terms? Contact us or email hello@velvetandtimber.com. We're a small, human team and we respond to every message.