Legal
By accessing velvetandtimber.com ("the Site") you agree to be bound by these Terms of Service and our Privacy Policy. We may update these terms at any time; continued use constitutes acceptance of the updated terms.
VelvetAndTimber offers a collection of free, browser-based utility tools including calculators, converters, text processors, timers, and generators. All tools are provided on an "as-is" and "as-available" basis for personal and professional use. We do not guarantee that tools will be available at all times, error-free, or suitable for every specific use case.
You may use VelvetAndTimber for any lawful personal, educational, or commercial purpose. You agree not to:
All content on VelvetAndTimber — including but not limited to the design, layout, code, graphics, blog text, and tool logic — is the intellectual property of VelvetAndTimber and is protected under applicable copyright and trademark laws. You may share links to our tools and quote brief excerpts from our blog articles for commentary, education, or reference, provided you credit VelvetAndTimber and link back to the original page. You may not reproduce substantial portions of our content without prior written permission.
VelvetAndTimber's tools are provided without warranty of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. Our health tools (BMI, Age) are for informational use only and are not a substitute for professional medical advice. Our financial tools (Loan Calculator, Discount Calculator) provide mathematical estimates only and are not financial advice. Always verify critical results independently.
To the fullest extent permitted by law, VelvetAndTimber and its owners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its tools. Our total liability for any claim shall not exceed the amount you paid to use the Site — which is zero, since the Site is free.
We display advertisements through Google AdSense. We do not control the content of these advertisements and are not responsible for their accuracy or claims. Third-party advertisers have their own terms and privacy policies that govern your interaction with them.
Our blog articles may link to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party site. Links do not imply endorsement.
These Terms shall be governed by applicable laws. Any disputes arising under these Terms shall be resolved through good-faith negotiation first, and if unresolved, through appropriate legal channels in the applicable jurisdiction.
Questions about these Terms? Contact us or email hello@velvetandtimber.com. We respond to every message.